body 
{
 font-family: Arial, Helvetica, sans-serif;
 background-color: #F4F4F4;
 background-image:url('../images2/backgnd/paper.gif');
 color: navy;
 font-size: auto
 
 SCROLLBAR-FACE-COLOR: #******;
 SCROLLBAR-HIGHLIGHT-COLOR: #******;
 SCROLLBAR-SHADOW-COLOR: #******;
 SCROLLBAR-TRACK-COLOR: #00CCFF;
 SCROLLBAR-3DLIGHT-COLOR: #******;
 SCROLLBAR-ARROW-COLOR: #******;
 SCROLLBAR-DARKSHADOW-COLOR: #******;
}

a {
 font-family: Verdana, Arial, Helvetica, sans-serif;
 font-size: auto;
 line-height: auto; 
} 

a:link {  
 text-decoration: none;
 color: blue;
}

a:visited { 
 text-decoration: none;
 color: blue;
}

a:hover {
 text-decoration: none;
 color: red; 
}